Terms and Conditions

Welcome to Personal Growth Academy! These terms and conditions outline the rules and regulations for the use of Personal Growth Academy's website and services. By accessing this website and/or using our services, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website or our services.

1. Acceptance of Terms

Your access to and use of Personal Growth Academy ("the Website") and its services is conditioned on your acceptance of and compliance with these Terms and Conditions. These Terms apply to all visitors, users, and others who access or use the Website.

By accessing or using the Website, you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Website.

2. Use of Website

This Website and its content are intended for individuals seeking personal growth and development. You agree to use the Website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Website.

You must not use this Website to transmit or send unsolicited commercial communications. You must not use this Website for any purpose related to marketing without Personal Growth Academy's express written consent.

3. Intellectual Property Rights

Unless otherwise stated, Personal Growth Academy and/or its licensors own the intellectual property rights for all material on the Website. All intellectual property rights are reserved. You may view, download for caching purposes only, and print pages from the Website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

4. User Content

In these terms and conditions, "user content" means material (including without limitation text, images, audio material, video material, and audio-visual material) that you submit to this Website, for whatever purpose.

You grant to Personal Growth Academy a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate, and distribute your user content in any existing or future media. You also grant to Personal Growth Academy the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your user content must not be illegal or unlawful, must not infringe any third party's legal rights, and must not be capable of giving rise to legal action whether against you or Personal Growth Academy or a third party (in each case under any applicable law).

You must not submit any user content to the Website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

Personal Growth Academy reserves the right to edit or remove any material submitted to this Website, or stored on Personal Growth Academy's servers, or hosted or published upon this Website.

5. Limitations of Liability

The information provided on this Website is for general informational purposes only and does not constitute professional advice. Personal Growth Academy makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Website or the information, products, services, or related graphics contained on the Website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will Personal Growth Academy be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this Website.

6. Course Enrollment and Payment

Enrolling in a course offered by Personal Growth Academy requires payment of the specified fee. All fees are listed in the currency specified on the Website. Personal Growth Academy reserves the right to change course fees at any time. Payments are processed securely through our payment gateway. By enrolling in a course, you agree to pay all applicable fees.

7. Course Access and Completion

Upon successful enrollment and payment, you will be granted access to the course materials for the duration specified in the course description. Completion of a course does not guarantee any specific outcome or result. The content is provided for educational and informational purposes only. Personal Growth Academy reserves the right to modify or discontinue courses at any time.

8. Refund Policy

Our refund policy is outlined separately on our Website. Please review the refund policy carefully before enrolling in a course. Generally, refunds are only offered within a specified period after enrollment, subject to certain conditions. Personal Growth Academy reserves the right to deny refunds in cases of abuse or violation of these terms and conditions.

9. Third-Party Websites

The Website may contain links to third-party websites or services that are not owned or controlled by Personal Growth Academy.

Personal Growth Academy has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Personal Growth Academy shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such websites or services.

10. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of [Your Jurisdiction], and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of [Your Jurisdiction].

11. Modifications

Personal Growth Academy reserves the right to revise these terms and conditions at any time without notice. By using this Website, you are agreeing to be bound by the then-current version of these terms and conditions.

12. Entire Agreement

These terms and conditions, together with our Privacy Policy and Cookies Policy, constitute the entire agreement between you and Personal Growth Academy in relation to your use of this Website and supersede all previous agreements in respect of your use of this Website.

13. Contact Information

If you have any questions about these terms and conditions, please contact us through our Contact Page.

14. Disclaimer

Personal Growth Academy provides educational resources and coaching services focused on personal development. We are not licensed therapists or medical professionals. The content and services provided are not intended to be a substitute for professional medical or psychological advice, diagnosis, or treatment. Always seek the advice of a qualified healthcare provider for any questions you may have regarding a medical condition or mental health concern. Never disregard professional medical advice or delay in seeking it because of something you have read or learned on our Website.

15. Termination

Personal Growth Academy reserves the right to terminate your access to the Website and its services at any time, without notice, for any reason, including, but not limited to, violation of these Terms and Conditions.

16. Assignment

Personal Growth Academy may transfer, assign, or subcontract the rights, interests, or obligations under these Terms and Conditions without obtaining your consent.

You may not transfer, assign, or subcontract the rights, interests, or obligations under these Terms and Conditions.

17. Severability

If a provision of these Terms and Conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.

If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.